Retirement just got easier thanks to Britannia Financial

Did you know that when you reach the age of 65 you can turn your Britannia investment into a regular income? Fortnightly or monthly payments are available at no extra cost to you.

It can be very tempting when a lump-sum investment matures to have a splurge on luxury items, but it also pays to think ahead. And as many of us are living longer these days, we need to plan quite far ahead.

Retirement planning means figuring how much income you will need when you are retired to give you the lifestyle you want. Research by Massey University has shown that a gap exists between what people want, or need, in retirement, and how much of that is funded by New Zealand Superannuation (NZ Super) *.

Our regular income payments are designed to help you manage your budget, without having to withdraw your investment, by providing what you need over and above what you receive from your fortnightly NZ Super payments. On top of that, you may choose to insure your retirement income by investing in our Lifetime Income Fund. This gives you an added layer of security as you will know exactly how much your retirement income will be for the rest of your life, no matter what happens to interest rates or financial markets.

If you would like more information about any of our benefit payment plans, and how they can help you have the retirement you want, please get in touch with your Britannia scheme adviser today.

For more information about retirement planning, we encourage you to read our retirement planning guide called ‘How to set yourself up for the retirement years’. You can also use our calculator to estimate what your retirement income might be if you were to invest in the Lifetime Income Fund.

Planning for your retirement requires time and effort, but it’s our job to make it easier for you. We have the knowledge and tools to help you. No matter what stage of life you are at, it’s never too early to start thinking about and planning for your retirement.

*New Zealand Retirement Expenditure Guidelines 2019, Massey University 

The information contained in this article is of a general nature only and does not take into account individual circumstances. It is not intended to provide comprehensive or specific financial advice. Before making an investment decision you should talk to your Authorised Financial Adviser.


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Product Disclosure Statements for the Britannia Retirement Scheme and the Integral Master Trust are available from the Scheme's issuer, Britannia Financial Services Limited, phone 0800 500 811.

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