How to locate your UK pension and transfer it to New Zealand

February 5, 2025

If you’ve worked in the UK, you might have a pension scheme that you’d like to bring to New Zealand. However, locating your pension and understanding if it’s eligible for transfer can be tricky, especially if you’ve moved jobs or lost track of old accounts. Here’s a simple guide to help you find your pension and take the next steps.

STEP 1: Find your UK pension

The first step is to find your pension. If you're not sure where it's held, the UK government offers a free service to help you track it down. Using the name of your former employer or pension provider, you can search for contact details through the Find Pension Contact Details service.

STEP 2: Check if your pension is eligible for transfer

Not all UK pensions can be transferred overseas, so it’s important to confirm if your pension scheme qualifies. Transferring your pension into a Qualifying Recognised Overseas Pension Scheme (QROPS), like those offered by NZBritannia, ensures compliance with both UK and New Zealand regulations. We’ve worked with a wide range of UK pension schemes, and your scheme may already be on our list of providers we’ve worked with. Our team can also help you confirm eligibility.

STEP 3: Get expert advice and decide your next steps

Transferring your pension is a big decision, so it’s important to fully understand your options before proceeding. Our advisers can answer any questions, and help you decide whether a transfer is the right move for you.

STEP 4: Understand the transfer process

If you decide to go ahead with the transfer, the next step is navigating the process. This involves handling paperwork, meeting specific timeframes, and understanding any tax obligations. Our team at NZBritannia has years of experience managing this process and can ensure everything is handled correctly.

Helpful resources to get started

Our resources include a free pension transfer guide with step-by-step information and answers to common questions about transfers. You can also visit our website for more details on how the process works and what to expect.

Why choose NZBritannia?

With nearly 30 years of experience and over 20,000 successful UK to NZ pension transfers, NZBritannia is a trusted provider for transferring pensions to New Zealand. Our expert team is here to simplify the process and ensure your savings are protected every step of the way. Whether you need help locating your pension or navigating the transfer process, we’re here to make it easy for you.

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