Retirement planning

No two people’s retirement plans are ever identical. Everyone has different goals and plans for their retirement, from the sort of lifestyle you enjoy and where you'd like to live, to planning for the unexpected.

We've helped thousands of New Zealanders to plan within their financial means, so we understand all the things you need to weigh up. With our experience and expertise, you'll have a plan that’s built to last a lifetime.

We can help you retire better through…

Investing

We can help you build an investment portfolio that’ll meet your individual needs, and that you both understand and feel comfortable with. Not only do we have our own in-house investment products, but we also work with other major providers.

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KiwiSaver

Just being a KiwiSaver member doesn’t mean the job is done, there are a lot of other factors to consider too. Our team of expert Financial Advisers can advise you on which KiwiSaver fund is best to help you meet your retirement aspirations.

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Insurance

It's not just about having insurance cover, it's about having the right insurance cover. We make sure your insurance remains ‘fit for purpose’ with your changing needs and retirement goals.

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UK pension transfers

Our team has been transferring pensions from the UK to NZ for over 25 years. We will help you decide whether you should transfer your UK pension or if it is best to keep it in the UK. We’re so confident you’ll have a great experience with our team that we offer free assessments and advice.

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Our process

Illustration of a man meeting with a NZBritannia adviser at a desk

Getting to know you

The first step is for us to get to know you a little better - to understand your financial goals and aspirations. For example, what you want your retirement to look like, your attitude to investment risk, what insurance you need and how KiwiSaver or your UK pension fits into the overall equation.

Illustration of a personalised plan document

Creating a personalised plan

Once we know and understand your financial goals we will create a tailored, long-term plan to help you achieve your goals. This includes an assessment of any investments or insurance you already have in place.

Illustration of a man meeting with a NZBritannia adviser

Implementing the plan

If you are happy to go ahead with the plan outlined, we will liaise with any product providers and help you with all of the paperwork.

Illustration of a hand holding a mobile phone dialling NZBritannia

Keeping the plan on track

We don’t say goodbye once the plan is in place. We will work with you over the long-term to make sure that your plan continues to meet your needs.

Free retirement planning guide

Use our retirement planning guide to help figure out your ideal retirement, and what that looks like financially.

Request your free eBook

Retirement calculator

Follow 4 simple steps to find out how financially prepared you’ll be for retirement.

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2/4/2024

In this Market Update, we examine how Central Banks continue to balance curbing inflationary pressures with sustaining economic growth, and how this balancing act is impacting markets, performance shifts in sectors, the outlook for the NZ economy, and more.

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20/3/2024

Transferring your UK pension to New Zealand marks a significant step in your financial journey, particularly when considering retirement. It's more than just moving funds; it requires a thoughtful strategy to ensure long-term financial security.

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29/2/2024

David Knox from Mercer brings vital insights into KiwiSaver, highlighting crucial adjustments for a rewarding retirement. Keep reading to see if your KiwiSaver is working optimally and learn easy tweaks to ensure it's on track.

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Retire better with expert planning and advice